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If the driver is already installed on your system,.. El Hombre Duplicado por Jose Saramago? Que lic wings ready reckoner book.. Asterix and obelix meet cleopatra tamil dubbed free download November 17, It has become imperative for LIC to face the competition posed by the entry of new private players.
If under this pressure, Life Insurance Corporation of India improves its performance, the whole economy will be benefited. The insurance industry has undergone a drastic change since liberalization, privatization and globalization of the Indian economy in general and the insurance sector in particular.
For almost four decades LIC has been sole player with virtual monopoly in the life insurance sector. The entry of so many companies in this sector was likely to affect the performance of Life Insurance Corporation. Thus the LIC public sector giant, which never faced competition earlier, now has to compete with the private players who boast of the rich and long experience of their partners from the developed countries of the world.
It becomes imperative at this instance to appraise the performance of Life Insurance Corporation of India, succeeding sectoral reforms.
And for evaluating the performance of LIC in progression, key determinants are identified and listed. The present paper is an attempt to examine the performance of LIC of India in this competitive age.
Over insurance companies and provident societies were merged to create the state owned Life Insurance Corporation. LIC's slogan is sanskrit "yogakshemam vahamyaham" which translates in english as "Your welfare is our responsibility".
The slogan can be seen in the logo, written in Devanagiri script. Sonal Nena et al.. To understand the importance of Life Insurance in human life.
To identify major attributes for the success of plans.
To evaluate the operating efficiency of LIC of India. To measure the performance of LIC of India. To evaluate the growth of LIC during the period of the study. The literature on life insurance industry in India includes books, compendia, theses, dissertations, study reports and articles published by academicians and researchers in different periodicals.
The review of this literature gives an idea to concentrate on the unexplored area and to make the present study more distinct from other studies.
The literature available is presented below: Mishra, K. Balasubramanian, T. The impact of globalization and also liberalization on Insurance business environment is also discussed analytically to have a clear understanding of the challenges faced by the insurance industry.
But, their productive rate is low when compared it with the private sector undertakings. In the Jalpaiguri Division, the employee relationship with the LIC is clearly discussed and some suggestions are also given in the thesis. Confirms a general opinion that innovativeness in every activity alone rules and dominates the industry. But, at the same time, the practicality and economic justification of that innovativeness are also to be analysed. BalachandWran, S. He also advocates that when the insurance products are attractive to the customers, then only the insurance industry flourishes in the market and serves its purpose of profit earning and also income generation.
Srivastava, D. Mark S. The different types of insurance intermediaries are also discussed at length with suitable illustrations incorporated wherever necessary.
The Risk-Adjusted measures of performance and also the problems associated with Portfolio Measurement are also discussed. However, he mentions that an informed consumer and a well-implemented insurance regulation regime in many cases eliminate some of the bad outcomes. Dan Segal Leonard N. The present study covers secondary data.
It is also supported by various published journals, literatures of the LIC. Period of the Study: The period of the study was from to i.
The researcher has used the tools as per the need and type of the study. The information so collected has been classified, tabulated and analysed as per the objectives of the study. As per the nature of the data available the graphical presentation was also done.
As per the objectives of the study F-test was applied. Significance of the study: Life insurance is a very significant factor in human life. The present study gives the perfect knowledge of life insurance and current situation of LIC plans. Life insurance being an important form of social security.
In this present world human life become so risky. Hypothesis of the study: Following is the hypothesis of the study. There is no significant difference in expenses of sampled unit during the period of the study. There is significant difference in expenses of sampled unit during the period of the study.
Besides, commission expenses and operating expenses of LIC have also been included for the analysis of operating efficiency. It should be noted that the suggestions and conclusion viewed here would be as per the data collected by the researcher.
By providing insurance, as such it tries to secure the human life value and there by adds further security to the person having insurance policy. As mentioned earlier that as per the type and nature of the data available researcher has analyzed major five components of the expenses of the sampled unit.